Have oil furnace hot water baseboard and furnace is my hot water. Just got tank filled at $5.69/ gallon 2 days ago. Have solar panels that feed back to Met-Ed when producing, haven't paid Met Ed since March (pay solar panel company though monthly). Refuse to turn heat on, have 2 space heaters that heat the house just fine. Figure the solar panel credits from Met Ed will cover the costs for space heaters. Will be looking at heat pump to replace A/C unit after January 1 when the Biden BS inflation reduction act puts in tax credits for heat pumps.