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Posts
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Everything posted by AtomicSkier
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I can't wait until 2022...tell us now!
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He's come a long way.
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what does having hair have to do with it?!?!
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There is another thread on here where we talked about all this (maybe the car thread?). I know the ins and outs of BMW's leasing system, all the hacks, etc. It's so easy. I email my saleswoman for a quote, and she is within $1 of the number I had calculated myself. She knows I know how to do it, she said there is no point in wasting anyones time. If we're more than $1 off it triggers a forensic analysis 😀 BMWs MFs have historically been incredibly low, like 1% in terms of interest rates. 1% interest on the depreciation of the car over 3 years is pretty damn good, especially when BMW has also historically had inflated residuals (good for leasees, bad for people who want to buy at the end). Plenty of manufacturers out there where my 3 leased cars = 1 purchased car numbers wouldn't work. Audi FS uses more "reasonable" residuals which jack up their lease rates, but make the cars more attractive to purchase at the end of the lease. But, BMW wants to move cars, and inflated residuals and low MFs move cars...they also keep payments low I've done things like "multiple security deposits" where I've let BMW hold onto $4200 for 3 years. In exchange, they lower the MF, which equates to about a $70 reduction in monthly payment. At the end, I get my $4200 back. That's a pretty damn good ROI for 3 years on $4200. Not all millennials are stupid for leasing
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I was going to say since Trump's inauguration.
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Debatable. I'm going to simplify this as I've typed this too many times. I've leased 3 cars, 3 years each. The sum of those lease payments is about $2k higher than the cost of one of the cars new. In that time, I've had $0 in maintenance costs, as all the cars are under warranty and covered by a maintenance plan. Haven't even paid for windshield wipers. If I would've purchased that car in cash and owned it for 9 years, my maintenance costs alone would sure as hell exceed $2k. Sure, there is *some* value left in that vehicle after 9 years, but insignificant. Certainly not enough to counter the "peace of mind" having 3 new cars without any issues or unexpected costs for 9 years. To each his own.
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You can make a graph say anything you want. How to lie with statistics. Some people will bite your head off if you suggest that their data is misleading or paints a worse picture, though. I also feel that absolute numbers aren’t that useful when comparing countries, or even states.
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No, that’s gaper as fuck.
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@Barb I have the Quantum .... great helmet, and doesn't get much safer!
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Cody Townsend is @GSSucks's twin brother.
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The backslash is what bothers me the most in 24\7
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I usually pay someone to do all the spring clean up, edging, mulching, etc. But, I've got nothing but time now.
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My version of gardening from this past weekend. I have a whole bunch of stones as an accent in one of my beds under my Japanese maple. Over the years, mulch had washed down and hidden most of the stones. Digging through mulch to put all the stones in a wheel barrow, clean out the mulch, and put them back, was quite the chore. You can see before/after.
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I’m not soft like you Harley guys 😉
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@Barb...i'm a lefty.
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I wish the market looked like that.
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A ride with @indiggio and @zzslope is in order....maybe even @MattEDGE?
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Trexler nature preserve has been packed this week. Jacobsburg State Park less so, but everyone is out enjoying nature. 🤷♂️
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First real ride of 2020. ~100 miles. Lapped my favorite road (Rt 715 north of Brodheadsville) a couple of times. Nice to give the right wrist a little workout.
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The camera adds 30 lbs.
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Because he might as well be a fucking boomer writing checks, sending faxes, and using paper.
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Why not?
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Do people actually want to do a virtual blue tailgate tomorrow at ~10:30am?
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No vacancy.
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we've been doing a 30 minute bullshit zoom session every day for some non-slack social interaction. it helps 🤷♂️