GrilledSteezeSandwich

There's a thing called voicemail. The majority of the calls that come into my office go to voicemail cause I'm sitting with families, on the road and out of the office or am busy with work and don't feel like answering the phone..or they call when it's evening and weekend hours when I'm not there. A couple times a day I check voicemail and then call everybody back.

For credit cards first of all why are you paying 24% interest that's about as high as it gets. Transfer credit card debt to a credit card with a 12 month 0% APR will prob bump up to close to what you pay now in interest but after a year of zero interest. Is the $2500 on credit card close to the credit card limit? If it is every month your credit is actually getting worse. The goal is to use somewhere between 1/4-1/3 of available credit. Also as your business is established and you are paying off credit card bill completely every month be sure to take advantage of reward points. Most are like 1% cash back or equivalent in merchandise or gift cards. I don't think any bank is gonna take the time to write up a loan for $2500. They only stand to make a few hundred on interest. https://www.nerdwallet.com/blog/loans/personal-loan-bank-credit-union/ My business has a line of credit with our bank just in case cash flow is light in order to meet payroll. https://www.sba.gov/blogs/6-step-guide-how-get-business-loan Your business is considered a start up. Start ups have a much smaller chance of acquiring a bank loan than an established business. If and when you ever look for a business loan, a business plan and earnings projections are required. The key to any successful business is solving a problem successfully. A person needs their windows washed is a problem and you solve it with your services. I wouldn't turn your nose down on residential work. You might wash a homes Windows and the homeowner owns a bunch of commercial real estate and hires you for a larger job cause you did a good job on a small job. There's slot of stupid paver shit I don't wanna do. A local church is having us engrave 18 pavers. It's a $900 job as much as a single flat marker but we do a good job maybe they will want more work done or recommend us to their congregation. I have trouble turning down business. And until I have fuck you money I'll only turn down business if the customer is completely nasty to me and my staff.

Business page is seperate from personal page. You won't see me posting sandwich pictures on business page.

Yup a Facebook business page and adding everybody you know is a good start.

Depends how much working capital you need for equipment and marketing and other clerical expenses. Let's say hypothetically its $30,000...$10k for equipment and marketing and $20,000 for first 6 months/years salary before $$$ starts rolling in due to the return on capital expenditures and let's say you take a 6 year loan at the max rate of 6.75% interest. Your payments are gonna be just over $500 a month on the loan. It's a risk but you gotta think with this infusion of capital odds are years 2 through 6 you'll be doing exponentially better and that $500 monthly payment won't be that significant plus you'll be building credit. My philosophy with business and my Lyfe has always been to be a minimalist and lean(not talking about my physique) I'm not big on spending major $$ on office furniture and fancy displays and as time goes on marketing expenses will decline due to increased word of mouth and referrals. As I said months ago I still don't think it's a bad idea to join a young professionals club and share business cards with others. There might be a financial advisor or accountant or small business owner that can give you their advice or perhaps even need your services. Networking is huge. The guy who does SEO and other marketing at Nustream is posting on Facebook about it multiple times a day. Some might think he's being a pest but he's also being persistent and utilizing a great form of free marketing.

Can you do window washing in below freezing temperatures??

I was just saying if you are working part time and making part time money use a little of your free time to make more money. When I first started working for my dad I was barely making any money and worked some catering gigs for the delivery guys wife for extra $$$

Shadows what's your monthly nut? Rent, car expenses, bills and food? Maybe get a side hustle to complement your business until you get more accounts.

What kind of sales do you do?? My tip would be to work with an SEO search engine optimization specialist so that you come up first in google searches. Call up my buddy Tristen Miller at nustream marketing located at 6th and Hamilton street in Allentown. 610-432-2600

Wait $12,000 a year...

12k a year????

Must be nice!!!

Wow just wow Enjorales next time give us 25 minutes of notice lol

What about Peter??

Wow even includes wilmot mountain Wisconsin.

Name it Tyrone or LaWanda or some black name especially in Philly

And when it was top to bottom like the Xnick -Dan year it was legit cause you got like 1600 feet of vert and could ski back to the base. I college I downloaded so much. Sugarbush South aka Lincoln peak took advantage of an early season coldsnap in October 1997 and blew the hell out of downspout and upper jester and also upper organ grinder. They didn't blow at all on the lower mountain so offered downloading off the sugar bravo lift which ran at half speed to accomadate downloading. I was a freshman then and didn't have my car up till second semester so depended on rides from upperclassman. Was all good I got some of my best early powder hitching a ride. I remember one I missed a pow day at Stowe and even had a ride lined up but offer slept probably to much natty light and apple pie shots at a party. Ended up walking out into a snowstorm and hitching a ride to sugarbush and getting deepness on paradise on my skinny ass'd pre skis. Good thing I picked up some K2 El Caminos those were some sweet skis and 198s the longest they made. Almost as legit as Johnny laws 203'length shiros. Long skis truck short skis suck except for bumps and slalom and whirlybirds n

Yeah last white ribbon of death year was a disaster with stairway to heaven. In 3 hours got gondola ride up, 4 runs off north ridge then like a half hour wait for chairlift up at that point didn't wanna wait in that line again after 1.5 minute run so walked up stairway to heaven was sweating like I popped a molly, ate spicy food, sat in a sauna or went through a field sobriety checkpoint. I really did enjoy those killington trips. First time with atomic Jeff and phillycore in baller suite was under $40 per person and phillycore was eaten by the pullout sofa but had complimentary in room coffee in the morning and deluxe continental breakfast. I used to enjoy going to sirloin saloon the night before Skiing the big k in autumn. Was prob like $22 for a NY strip steak and you got an elite salad bar and side. I like baked potato with butter and bacon bits maybe steal a little shredded cheese from salad bar to add to potato if I feel like really living. I do wanna get back to Stowe. If there's over 40" at the stake the woods are in play which really makes the mountain a technical gem. Yeah I miss skiing.

I saw a girl wear a windbreaker the other night and it wasn't even windy then it got windy and a leaf fell off a tree...

Sweet if you want excellent deals I know a lady who works at the Philly Liberty Travel best deals for the Maldives are summer and early fall. If you need her contact info when planning let me know they bulk buy international airfare so get great deals on exotic trips Where did you go in Europe. I've been to England a few times and France Belgium Switzerland Germany and Amsterdam. I need to get back there soon. Since ski season I've only been to the beach in Delaware. Getting the travel bug.

Wow well at least you can put off having kids. The Maldives are apparently ultra luxury.

Nice well have a fun wedding. Where's the honeymoon?

I have a one bedroom apartment and my ski gear takes up about 1% of it. I agree with RideDE skiing is a lyfetime thing for me even if I don't hit 100 or even 50 days every season. Legal weed in Oregon right. Are Xnick and Wolverine coming to your wedding? You'll probably get a lot of Johnny cash from family and friends.

Sorry I meant all gray.

I'm surprised more people don't get married indoors. How's Oregon? Good skiing out there??