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Posted

What ?

 

They got new suckers to fund a couple more years until they crap out.

 

They owe Penn Bank 6.6 mil there is no denying that, so if they find bank X to float them additional credit you still haven't solved the underlying issue which is clearly they do not have enough revenue to pay their mortgage.

 

Additionally unless by some miracle in which they found additional valuable assets the interest they are paying on the new credit line will be significantly higher because bank x knows they owe Penn Bank 6.6 and are using the new financing to pay them back. They are obviously more of a credit risk hence the higher reward to the bank.

 

Good luck to Sno but they got alot of shit to figure out if they want to stay in business, avoiding a court ordered sale by securing last minute financing is not a stable business model.

  • Like 1
Posted

Well, I don't know what the term of the loan was, whether it's a 5 year 20 am or what, but if they initially owed 7. something and now only owe 6.6, they are definitely paying some of it off, they just couldn't pay it off in full... I mean, if it was a five year 20 am, then by definition they have to refinance or pay it off after 5 years... Who knows why the same bank couldn't refi them... They may have had too many commercial loans on the books or they no longer liked them, or couldn't give them the terms they wanted... There's a bunch that could play into it... I don't know if it's any better that financing is "imminent", but it's better than being at a sheriffs sale...

Posted

Well, I don't know what the term of the loan was, whether it's a 5 year 20 am or what, but if they initially owed 7. something and now only owe 6.6, they are definitely paying some of it off, they just couldn't pay it off in full... I mean, if it was a five year 20 am, then by definition they have to refinance or pay it off after 5 years... Who knows why the same bank couldn't refi them... They may have had too many commercial loans on the books or they no longer liked them, or couldn't give them the terms they wanted... There's a bunch that could play into it... I don't know if it's any better that financing is "imminent", but it's better than being at a sheriffs sale...

 

I don't disagree with any of that however lets say you had an extra mil sitting around would you invest it at Sno or another PA mtn, that I don't know doesn't have its power turned off and doesn't go to sheriff's sale every 6 months....

 

The point is that although they may have found some flunky's to float them some cash the business just isn't sound. Can they fix that ? Maybe but their track record isn't great and lets not forget how it became Sno in the first place.

Posted

IMHO Sno got themselves into a mess when they took over operation from the county and overspent. They desperately needed the $1mil + snowgun overhaul but some other expenses were simply not as important, but they spent anyway. The downfall started happening a year or two later when minority owner Dick Ford, a sucessful hands-on business man was forced off the property as a silent owner, allowing the primary owner, dennis carlson, to run it his way. Dick was seen climbing lift towers replacing parts himself, digging pipes and poking his head into every department to look for ways to save a buck. When he was forced into the shadows, union contractors took over and costs skyrocketed, leading to a steady decline in revenue. Last I heard is Carlson is out and i'm not sure where Ford is right now.

Best of luck to Sno. I know people rag on you but there is definitely a place for you to fill the void between crowded camelback and stuffy Elk. Keep your chins up!

  • Like 1
Posted

This is all fascinating to me as I sort of knew both those guys when they used to ski at Camelback. Surprised to hear that Dick Ford was a silent anything....

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