GrilledSteezeSandwich Posted September 3, 2016 Report Share Posted September 3, 2016 Business page is seperate from personal page. You won't see me posting sandwich pictures on business page. Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted September 3, 2016 Report Share Posted September 3, 2016 For credit cards first of all why are you paying 24% interest that's about as high as it gets. Transfer credit card debt to a credit card with a 12 month 0% APR will prob bump up to close to what you pay now in interest but after a year of zero interest. Is the $2500 on credit card close to the credit card limit? If it is every month your credit is actually getting worse. The goal is to use somewhere between 1/4-1/3 of available credit. Also as your business is established and you are paying off credit card bill completely every month be sure to take advantage of reward points. Most are like 1% cash back or equivalent in merchandise or gift cards. I don't think any bank is gonna take the time to write up a loan for $2500. They only stand to make a few hundred on interest. https://www.nerdwallet.com/blog/loans/personal-loan-bank-credit-union/ My business has a line of credit with our bank just in case cash flow is light in order to meet payroll. https://www.sba.gov/blogs/6-step-guide-how-get-business-loan Your business is considered a start up. Start ups have a much smaller chance of acquiring a bank loan than an established business. If and when you ever look for a business loan, a business plan and earnings projections are required. The key to any successful business is solving a problem successfully. A person needs their windows washed is a problem and you solve it with your services. I wouldn't turn your nose down on residential work. You might wash a homes Windows and the homeowner owns a bunch of commercial real estate and hires you for a larger job cause you did a good job on a small job. There's slot of stupid paver shit I don't wanna do. A local church is having us engrave 18 pavers. It's a $900 job as much as a single flat marker but we do a good job maybe they will want more work done or recommend us to their congregation. I have trouble turning down business. And until I have fuck you money I'll only turn down business if the customer is completely nasty to me and my staff. 3 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 I get the social aspect of fb. Im not knocking residential. Its a huge chunk in the summer but doesnt do much for constant cash flow accounts. Just saying it seems to be mostly once per year homeowners with no other leads. Id rather have a strictly informative website for people to reference. Im not going to post window cleaning tips or odd bits of info on fb. Who cares. No, my limit on the card is much higher. But i will transer to a lower rate for sure. Been thinking about it for a while. I have a plan and i know what i want to do. Just not sure what source of funds i should use Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 In my opinion you need a job while your business grows. It took me 5 years to get to a level where I could survive on the income from my business alone. Add a mortgage, wife and kids to the mix and it was probably year 10 that I could afford them on the income from my business alone. 1 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 Tried. Doesnt work. Or doesnt work the way i was doing it? Would get calls i couldnt reapond to, bids i couldnt to on, jobs i couldnt schedule till a two weeks out or longer since i was scheduled to work at job. You lose jobs. Im making it by like this now. Just more work would be nice. Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 How about a part time job? Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 I had one... Would get calls when i was at work. Cant take off with only a days notice. That kind of thing. Im getting by as it is. Still better than working for someone else. Just got to keep making things happen Yong entrep meeting wed at banana. Well see 1 Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 I did and and still do it. It's not optimal but you make it work. Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted September 3, 2016 Report Share Posted September 3, 2016 There's a thing called voicemail. The majority of the calls that come into my office go to voicemail cause I'm sitting with families, on the road and out of the office or am busy with work and don't feel like answering the phone..or they call when it's evening and weekend hours when I'm not there. A couple times a day I check voicemail and then call everybody back. Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 Damn straight GSS! Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted September 3, 2016 Report Share Posted September 3, 2016 I really dislike work email. Half the calls we get are people asking if you got my email. There are also a few people we work with who call everytime they send a fax asking if they got our fax. A lot of simple tasks like a basic lettering job or a duplicate memorial stone where there's nothing for customer to pickout so I say I'll mail you contract. They then say can you email it..gosh they wait months and even years to order a tombstone and won't wait a day or two for mail. Sure will email contract and take credit card info over the phone and pay the stupid 2-3% fee for visa or MasterCard. Then some people I say I'll mail contract and they say oh I like doing things face to face I'll just come in so they come in and don't even bring their checkbook...they say you can just do the work and bill me for it. I've had people say I won't pay for it until the work is complete and then I tell them we don't do work without money and say we've been here since 1929 we aren't gonna ruin our reputation by ripping you off. It's not like if someone orders a pizza and never picks it up..we have enough display pieces. The industry standard is half down as a deposit and other half upon completion and if they don't pay balance we repossess the tombstone. 1 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 (edited) Voicemail is all fine and dandy. If you have warm people calling you directly. Im working off lead services. Each one costs money. If i dont respond within 5 minutes theres 2 or 3 other guys on the same list. End up losing money. If i had a legit way to reach potential clients directly id be all for getting a part time until it takes off. Suggestions in this situation? Cause self advertising/website seems to be it. Social media is great and all but doesnt turnover into cash flow. Just jobs here and there Edited September 3, 2016 by Shadows Quote Link to comment Share on other sites More sharing options...
toast21602 Posted September 3, 2016 Report Share Posted September 3, 2016 Jobs here and there done well help with reputation and recognition. Don't dismiss the ease of social media. Sent from my iPhone using Tapatalk 1 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 I understand this. Still not about to post "10 best window cleaning secrets they dont want you to know" Quote Link to comment Share on other sites More sharing options...
toast21602 Posted September 3, 2016 Report Share Posted September 3, 2016 I understand this. Still not about to post "10 best window cleaning secrets they dont want you to know" It's not about that. Nobody gives a shit about that. It's posting the work that you do. Pictures. People rarely care about text and like visuals. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 Toast is right on. I never post stuff on social media about my work, because I fear getting that flood of calls. Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 thats the plan toast, which is currently whats on my fb page. Im building that aspect. Website is just less bullshit. Plus its all a "page" under my name. I cant operate it as a seperate entity and thats pretty annoying. I hate when i see a business advertised and then it says find us on fb. Just seems unprofessional. An adjunct to a website sure but not the main image of the business. Like i just added doug as a friend to my page (along with my name page too which i want to be seperate) and a bunch of hoes popped up Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 You don't even need a website. Just a google thing. Then have your friends write fake reviews. Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 property management and corporate offices dont give a shit how many likes your fb page has. Quote Link to comment Share on other sites More sharing options...
poconoceancity Posted September 3, 2016 Report Share Posted September 3, 2016 Why are u against doing residential? And I think you're wrong. 1 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 Not against residential. I like doing houses. Im against being a one season business. Other businesses still use me in winter. Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 If someone could tell me how to seperate my name from liking/friending with my page i wouldnt have a problem lol Quote Link to comment Share on other sites More sharing options...
GrilledSteezeSandwich Posted September 3, 2016 Report Share Posted September 3, 2016 If someone could tell me how to seperate my name from liking/friending with my page i wouldnt have a problem lol I don't follow. It's your business put your name on it. Be proud of it. 1 Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 3, 2016 Report Share Posted September 3, 2016 Social contacts seperate from social business. Like when snapple posts stuff on fb it shows up under whoever started the persoanl page? Thats dumb Quote Link to comment Share on other sites More sharing options...
Shadows Posted September 4, 2016 Report Share Posted September 4, 2016 I just updated my whole page but made albums instead of posts so i got to redo it all. This is dumb Quote Link to comment Share on other sites More sharing options...
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